Tow Truck Insurance NYC: DCWP License Requirements & 2026 Costs

NYC tow companies can't get a DCWP license without proof of insurance: $200K/$500K bodily injury, $50K property damage and $25K on-hook, or a $1M combined single limit plus $25K on-hook. Here are the full requirements, bond and fees, and what a tow program really costs in 2026.