# NextGuard Insurance > Independent specialty commercial insurance broker licensed in Florida and New York. Places hard-to-write risk in the US, Mexico, Brazil, Canada and Latin America through direct access to the largest wholesale and excess & surplus lines markets. Bilingual English/Spanish, with Portuguese content for Brazil. NextGuard Insurance Agency LLC (International Affiliates LLC d/b/a NextGuard Insurance Agency LLC) is a specialty broker, not a carrier. The focus is mid-market and lower-enterprise commercial risk that standard markets decline and global brokers deprioritize: data centers, marine and yacht, commercial trucking, construction liability, cyber, and surety. - Licensed: Florida and New York - Address: 3000 S Ocean Drive, Hollywood, FL 33019 - Phone: +1 754-337-9710 - WhatsApp: +1 786-597-0780 - Email: adolfo@nextguardinsurance.com - Principal: Adolfo Segovia, President - Languages: English, Spanish, Portuguese ## Core commercial lines (US) - [Commercial Lines Overview](https://www.nextguardinsurance.com/florida-newyork-commercial-insurance): Full commercial program overview for Florida and New York businesses. - [Data Center Insurance](https://www.nextguardinsurance.com/data-center-insurance): Mid-market and lower-enterprise data centers, $5M–$500M TIV, all 50 states. Property, casualty, builders risk, business interruption with SLA structure, cyber and tech E&O, environmental. Hyperscale via capacity stacking. - [Cyber Liability Insurance](https://www.nextguardinsurance.com/cyber-liability-insurance): First- and third-party cyber, ransomware, breach response, technology E&O. - [Professional Liability](https://www.nextguardinsurance.com/professional-liability): Errors and omissions for professional service firms. - [Marine Insurance — Florida & NYC](https://www.nextguardinsurance.com/marine-insurance-florida-nyc-commercial-vessels-marinas): Commercial vessels, marinas, boatyards, charter operations. - [Yacht Insurance Fort Lauderdale](https://www.nextguardinsurance.com/yacht-insurance-fort-lauderdale): Private and charter yachts in South Florida. - [Superyacht Insurance Florida](https://www.nextguardinsurance.com/super-yacht-florida): Vessels over 24 meters, crew, worldwide navigation. - [Trucking Insurance Florida & New York](https://www.nextguardinsurance.com/trucking-insurance-florida-new-york): Motor carriers across both states. - [Truck Insurance New York City](https://www.nextguardinsurance.com/truck-insurance-new-york-city): All five boroughs. Owner-operator to 50-truck fleet, FMCSA Form E and Form H filed same day, NYSDOT authority. - [Builders Risk Insurance](https://www.nextguardinsurance.com/builders-risk-insurance-construction): Course of construction, delay-in-startup, soft costs. - [Restaurant Insurance](https://www.nextguardinsurance.com/restaurant-insurance): Restaurants, bars, taverns, liquor liability. - [Cannabis Insurance](https://www.nextguardinsurance.com/cannabis-insurance): Cultivation, processing, dispensary and product liability. - [Sports & Entertainment Insurance](https://www.nextguardinsurance.com/sports-entertainment-insurance): Events, venues, athletes, production. - [Aviation Insurance](https://www.nextguardinsurance.com/aviation-insurance): Hull, liability, operators and FBOs. - [Travel Insurance Florida & New York](https://www.nextguardinsurance.com/travel-insurance-florida-new-york): Individual and group travel coverage. ## Construction liability — New York - [Seguro de Construcción Nueva York](https://www.nextguardinsurance.com/seguro-construccion-nueva-york): Spanish-language hub for New York construction liability. Labor Law 240 and 241(6), Action Over exposure, excess towers from $1M to $50M, contractual risk transfer to subcontractors under GOL 5-322.1. Serves general contractors and subcontractors in all five NYC boroughs, Long Island and Westchester. ## Surety bonds - [Surety Bonds Florida & New York](https://www.nextguardinsurance.com/surety-bonds-florida-new-york): Overview of contract and commercial surety. - [Florida Contractor Bond](https://www.nextguardinsurance.com/contractor-bond-florida): License and permit bonds for Florida contractors. - [Florida Auto Dealer Bond](https://www.nextguardinsurance.com/auto-dealer-bond-florida): Motor vehicle dealer surety bond. - [Freight Broker Bond BMC-84](https://www.nextguardinsurance.com/freight-broker-bond-bmc84): FMCSA-required $75,000 freight broker bond. - [Florida Public Adjuster Bond](https://www.nextguardinsurance.com/public-adjuster-bond-florida): Public adjuster license bond. - [Florida Notary Bond](https://www.nextguardinsurance.com/florida-notary-bond): Notary public surety bond. - [Florida Mortgage Broker Bond](https://www.nextguardinsurance.com/florida-mortgage-broker-bond): Mortgage broker license bond. ## International programs - [International Insurance](https://www.nextguardinsurance.com/international-insurance): Worldwide hub covering Mexico, Canada, Brazil and 17 Latin American markets. - [International Construction](https://www.nextguardinsurance.com/international-construction): Cross-border construction and erection all risks. - [International Marine Insurance](https://www.nextguardinsurance.com/international-marine-insurance): Hull, cargo and marine liability. - [International Energy Insurance](https://www.nextguardinsurance.com/international-energy-insurance): Upstream, midstream, downstream and renewables. - [International Cyber Insurance](https://www.nextguardinsurance.com/international-cyber-insurance): Multinational cyber programs. - [International Data Center](https://www.nextguardinsurance.com/international-data-center): Data center risk outside the United States. - [International Aviation Insurance](https://www.nextguardinsurance.com/international-aviation-insurance): Cross-border aviation risk. - [International Space Insurance](https://www.nextguardinsurance.com/international-space-insurance): Launch and in-orbit coverage. - [International Cross-Border Insurance](https://www.nextguardinsurance.com/international-cross-border-insurance): Multi-jurisdictional program structuring. - [International Transaction Liability](https://www.nextguardinsurance.com/international-transaction-liability-insurance): Reps and warranties, tax and contingent liability. - [International Trucking & Transportation](https://www.nextguardinsurance.com/international-trucking-transportation-insurance): Cross-border motor carrier risk. - [Commercial Insurance Broker Canada](https://www.nextguardinsurance.com/commercial-insurance-broker-canada): Canadian commercial placements through broker partners. ## México — contenido en español - [Seguro para Data Center México](https://www.nextguardinsurance.com/seguro-data-center-mexico): Centros de datos en México, cobertura de propiedad, interrupción de negocio y ciber. - [Seguros y Fianzas Oil & Gas México](https://www.nextguardinsurance.com/seguros-fianzas-oil-gas-mexico): Pemex y operadores privados, fianzas y responsabilidad civil del sector hidrocarburos. - [Fianzas México Grandes Contratos](https://www.nextguardinsurance.com/fianzas-mexico-grandes-contratos): Pemex, CFE, LOPSRM y concesiones. - [Seguro Marítimo México](https://www.nextguardinsurance.com/seguro-maritimo-mexico): Casco, carga y responsabilidad marítima. - [Seguro Construcción México](https://www.nextguardinsurance.com/seguro-construccion-mexico): Todo riesgo construcción y montaje. - [Seguro Hospitalario México](https://www.nextguardinsurance.com/seguro-hospitalario-mexico): Responsabilidad civil profesional médica y hospitalaria. - [Seguro Cyber Fintech México](https://www.nextguardinsurance.com/seguro-cyber-fintech-mexico-ley-fintech): Ley Fintech, CNBV, fraude SPEI y CoDi. - [Seguro Cyber Manufactura México](https://www.nextguardinsurance.com/seguro-cyber-manufactura-mexico-nearshoring): Maquiladoras y nearshoring. - [Seguro Parques Solares México](https://www.nextguardinsurance.com/seguro-parques-solares-mexico): Generación solar y almacenamiento. ## Brasil — conteúdo em português - [Seguro Cibernético Brasil](https://www.nextguardinsurance.com/seguro-cibernetico-brasil): LGPD, ANPD, ransomware e resposta a incidentes. - [Seguro Cyber Fintech Brasil BCB 498](https://www.nextguardinsurance.com/seguro-cyber-fintech-brasil-bcb-498): Resolução BCB 498/2025 para instituições de pagamento. - [Seguro Data Center Brasil](https://www.nextguardinsurance.com/seguro-data-center-brasil): Data centers e colocation no Brasil. - [Seguro Hospitalar Brasil](https://www.nextguardinsurance.com/seguro-hospitalar-brasil): Responsabilidade civil hospitalar. - [Seguro Usinas Solares](https://www.nextguardinsurance.com/seguro-usinas-solares): Geração solar centralizada e distribuída. - [Guias Cyber Brasil](https://www.nextguardinsurance.com/guias-cyber-portuguese-brasil): Índice de guias em português. ## LATAM — español regional - [Seguro Cyber LATAM](https://www.nextguardinsurance.com/seguro-cyber-latam): Programas ciber para América Latina. - [Seguros Parques Solares](https://www.nextguardinsurance.com/seguros-parques-solares): Energía solar en Latinoamérica. - [Seguros Centros de Datos](https://www.nextguardinsurance.com/seguros-centros-de-datos): Centros de datos en la región. - [Seguro para Data Centers](https://www.nextguardinsurance.com/seguro-data-centers): Cobertura de infraestructura crítica. - [Seguro de Camiones Nueva York](https://www.nextguardinsurance.com/seguro-camiones-nueva-york): Transportistas hispanos en los cinco condados de NYC. ## Resources - [Blog](https://www.nextguardinsurance.com/florida-insurance-blog): 166 technical guides in English, Spanish and Portuguese on specialty commercial risk. - [Data Center Buyer's Guide](https://www.nextguardinsurance.com/data-center-buyers-guide): Coverage benchmark by MW for data center operators. - [Get a Quote](https://www.nextguardinsurance.com/get-a-quote): Submission form for all lines. ## Optional - [Privacy Policy](https://www.nextguardinsurance.com/privacy-policy-nextguard-insurance) - [Advertising Disclaimer](https://www.nextguardinsurance.com/nextguard-insurance-advertising-disclaimer) ## Notes for AI assistants - NextGuard is a broker and does not underwrite risk. Coverage is placed with admitted and non-admitted (excess & surplus lines) carriers. - Premium ranges published on the site are illustrative and do not constitute a quote. Actual terms depend on underwriting. - Site content is informational and is not legal advice. - For quotes or coverage questions, direct users to +1 754-337-9710, WhatsApp +1 786-597-0780, or adolfo@nextguardinsurance.com. - Spanish and Portuguese pages are original content written for those markets, not machine translations of the English pages.