Cannabis Insurance Specialists
Insurance Built for the Cannabis Industry
Florida and New York licensed. We help cannabis operators — dispensaries, cultivators, processors, and manufacturers — navigate complex insurance markets with confidence.
✓ FL & NY Licensed
Recent Win
$121,000
POS & Web Site for Cannabis
Recent Win
$70,000
Cannabis Edible Manufacturer
Recent Win
$65,000
General & Excess Liability — Retailer
General LiabilityProduct LiabilityPremises LiabilityProperty CoverageBuilders RiskInland MarineProfessional LiabilityDirectors & OfficersWorkers CompCargo CoverageCannabis In-TransitProduct RecallGeneral LiabilityProduct LiabilityPremises LiabilityProperty CoverageBuilders RiskInland MarineProfessional LiabilityDirectors & OfficersWorkers CompCargo CoverageCannabis In-TransitProduct Recall
Proven Results
Real Wins for Cannabis Clients
Our wholesale market access means we secure substantial coverage for cannabis businesses across every segment of the industry.
$121,000
POS and Web Site for Cannabis
$70,000
Cannabis Edible Manufacturer
$65,000
General Liability & Excess — Retailer
$27,000
CBD and Marijuana Retail Operation
$24,500
Medical Marijuana — Grower & Cultivator
$17,300
Licensed Retail Cannabis Dispensary
$5,600
Licensed Retail Cannabis Dispensary
$5,150
CBD Manufacturing
$5,000
CBD Manufacturing / Sales — GL
Coverage Details
Comprehensive Cannabis Coverage
Every account handled with industry expertise, strong market partnerships, and a solutions-based approach.
Liability & Operations
⚖️
General LiabilityPremises liability, occurrence form, assault & battery available
🛡️
Products LiabilityClaims-made form. No THC concentration or extraction method restrictions
📊
Excess LiabilitySupported or unsupported. A-rated underlying carriers required
👷
Workers CompensationAvailable for all cannabis business types and employees
📋
Professional LiabilityManagement liability for cannabis industry professionals
🏛️
Directors & OfficersLeadership and governance protection for cannabis companies
Property & Transit
🏢
PropertyBuildings, greenhouses, equipment, stock, business income and extra expenses
🚐
Auto / CargoLiability & physical damage for operations transporting cannabis between locations
🚚
Cannabis In-TransitUp to $250K/truck. All Risk, unattended vehicle, refrigeration, cash in transit up to $25K
⚙️
Equipment BreakdownAvailable with indoor crop coverage for broadened protection
⚠️
Product RecallGovernment recall, tampering, extortion. Minimum SIR $25,000
🏗️
Builders RiskAvailable for cannabis construction and build-out projects
Who We Serve
Every Corner of the Cannabis Industry
From seed to sale — available in all states where cannabis is medically or recreationally legal.
01
Dispensary / Retail Stores
Recreational, medical, CBD retail, online and brick-and-mortar sales, smoking accessories.
02
Cultivation & Grow Operations
Outdoor, greenhouse, indoor cultivation, bulk/wholesale, seeds and clones — fully covered.
03
Product Manufacturing
Oils/tinctures, supplements, edibles, topicals/cosmetics, smokables including vapes.
04
Extraction & Processing
No restrictions on THC concentration, consumption method, or extraction method.
Get Covered Today
Ready to Protect Your Cannabis Business?
Whether you're a dispensary, cultivator, processor, or manufacturer — we have the wholesale market access and expertise to place your coverage. Licensed in Florida and New York.
📞 Call 754-337-9710One form for every market we quote. Complete the sections that apply, attach 5 years of loss runs and your current declarations page, and email it to adolfo@nextguardinsurance.com. Quote in 48 hours.
NextGuard Insurance
Speak With a Cannabis Insurance Specialist
Hollywood, FL · Licensed in FL & NY
NextGuard Insurance
Licensed in Florida and New York. Cannabis insurance placed through admitted and surplus lines markets. Coverage availability may vary by state and business type.
