Comprehensive protection across the full spectrum of cyber risks your business faces every day.
Data Breach Response
Covers breach notification costs, credit monitoring services, public relations expenses, and legal fees required when customer or employee data is compromised.
Ransomware & Cyber Extortion
Covers ransom payments (where legally permitted), negotiation services, and remediation costs when attackers hold your systems or data hostage.
Business Interruption
Replaces lost income and covers extra expenses when a cyber incident forces your operations to slow or shut down — including cloud provider outages.
Regulatory Fines & Penalties
Covers regulatory investigations by the FTC, state attorneys general, and applicable civil penalties, including HIPAA, CCPA, and PCI-DSS violations where insurable.
Computer Forensics
Full limit coverage for forensic investigation costs to identify the cause, scope, and impact of a breach — critical for legal defense and regulatory response.
Social Engineering & Phishing
Covers financial losses from fraudulent wire transfers, invoice manipulation, and business email compromise (BEC) attacks targeting your employees.
Media & Multimedia Liability
Covers third-party claims arising from online content — including defamation, copyright infringement, and advertising injury on your website or social media.
Data Recovery & System Restoration
Pays to replace, restore, or recreate digital assets — including files, databases, and software — damaged or destroyed by a security failure or malware attack.
Reputational Harm & Crisis PR
Covers public relations consulting, media buys, and crisis communications costs to restore customer confidence and protect your brand after a cyber event.
Deepfake Response
Covers technical analysis, legal takedown efforts, and crisis communications to respond to deepfake attacks impersonating your leadership or brand.
Bricking & Hardware Replacement
Covers the cost of replacing computer hardware permanently damaged or rendered unusable by malware — sometimes called "bricking" coverage.
Breach of Contract Claims
Covers claims arising from your failure to protect data under a payment card processing agreement, service provider contract, or other data-handling obligations.
