Cargo Theft in New York & New Jersey:What Your Cargo Insurance Actually Covers
Cargo theft losses rose about 60% in 2025 to roughly $725M, and New Jersey thefts jumped 50%. Here's what motor truck cargo insurance covers, the exclusions that deny theft claims (unattended vehicles, high-theft goods, fake pickups), and how NY truckers and brokers close those gaps.
Moving Company Insurance in New York: NYSDOT Household Goods Requirements
New York movers need NYSDOT household goods authority, Form E and Form H filings, cargo coverage of at least $5K per vehicle / $10K per occurrence, and workers' comp from the first hire. This guide covers what intrastate and interstate movers must carry, plus what NYC buildings expect on your COI.
Tow Truck Insurance NYC: DCWP License Requirements & 2026 Costs
NYC tow companies can't get a DCWP license without proof of insurance: $200K/$500K bodily injury, $50K property damage and $25K on-hook, or a $1M combined single limit plus $25K on-hook. Here are the full requirements, bond and fees, and what a tow program really costs in 2026.