Frequently Asked Questions
What does sports and entertainment insurance cover?
Sports and entertainment insurance typically includes general liability (covering injuries or property damage), event liability, participant injury protection, event cancellation coverage, property protection, and professional liability. Coverage varies based on your specific needs and the type of event or business.
Who needs sports and entertainment insurance?
Anyone involved in sports or entertainment—including athletes, entertainers, bands, event producers, venue owners, film production companies, tour operators, talent agencies, and anyone organizing or promoting live events—should carry appropriate insurance to protect against liability claims.
How much does sports and entertainment insurance cost?
Costs vary significantly based on the type of event, number of participants, venue size, event duration, location, and claims history. Contact NextGuard Insurance for a customized quote based on your specific situation.
How quickly can I get coverage?
NextGuard Insurance provides 48-hour quote turnaround for most events. Once approved, coverage can often be implemented within days, making us ideal for time-sensitive event needs.
Do you cover events at specific venues?
Yes. We can provide coverage for events at specific venues, whether you own the venue or are renting it. Let us know the venue details in your quote request.
What about event cancellation insurance?
Event cancellation insurance protects your financial investment if an event must be cancelled due to covered reasons like bad weather, injury/illness of key performers, or venue issues. We can include this as part of your comprehensive coverage.
Do you cover international events?
We specialize in domestic US coverage, primarily in Florida and New York. For international events, we can discuss options and may be able to arrange specialized coverage. Contact us for details.