Cross-Border Trucking Insurance: Buffalo/Niagara to Canada

Western New York is one of the busiest freight gateways to Canada — but crossing the border changes your risk and compliance, and a US-only setup can leave you exposed the moment you clear customs. Here's the cross-border checklist: extending your coverage territory into Canada, meeting the $1M Canadian minimum, getting a CBSA carrier code, adding Canadian jurisdictions to IRP/IFTA, and staying clear of cabotage.