Florida granted 22 new MMTC licenses on September 11, 2026. Here is what new licensees need next: the $5M bond, workers’ comp, lease insurance and the operating stack.
Every policy a licensed Florida dispensary needs in 2026, from the $5M MMTC bond and workers’ comp to the coverages your landlord and partners will require.
What Florida cannabis businesses pay for insurance in 2026: reference ranges by business type, what moves the premium, and the $5M MMTC bond cost.
Hard-to-Place Commercial Insurance in Florida and New York
Declined or non-renewed by your carrier? You're not uninsurable — you need a specialty broker. NextGuard places hard-to-place commercial risks across Florida and New York: marine, cannabis, construction, aviation, cyber, restaurant, trucking, and international lines. We're the agency other agencies call when standard carriers say no.
Who can Insure Hard-to-Place Commercial Risks in Florida?
"We can't write that risk." If you've heard those words, this guide is for you. What hard-to-place means, how the surplus lines market works, and who to call when standard carriers say no — from Florida's specialty risk problem-solvers.
Cannabis License Suspension & Regulatory Defense: What Happens When the State Comes Knocking
Cannabis license suspension can cost $50K–$500K+ in lost revenue and legal fees. Learn what triggers enforcement, how to prevent suspension, and how regulatory defense insurance protects your business in Florida and New York.
Cannabis Insurance Cost in Florida & New York 2026: Complete Pricing Guide & Cost Factors
Cannabis insurance costs $1,500–$15,000+ annually depending on business type and size. Here's what dispensaries, cultivators, and processors actually pay in Florida and New York — with real numbers, real ranges, and the factors that drive pricing.