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El mercado de marihuana medicinal en Florida tiene un guardián de $5 millones. Qué exige la ley de la fianza MMTC, cuándo vence, cuánto cuesta y cómo reducirla a $2 millones.

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cannabis insurance Adolfo Segovia cannabis insurance Adolfo Segovia

Florida’s medical marijuana market has a $5 million gatekeeper. What the MMTC bond law requires, when it’s due, what it costs, and how established operators cut it to $2 million.

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cannabis insurance Adolfo Segovia cannabis insurance Adolfo Segovia

Florida otorgó 22 nuevas licencias MMTC el 11 de septiembre de 2026. Esto es lo que sigue: la fianza de $5M, compensación laboral, seguros del local y el paquete operativo.

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cannabis insurance Adolfo Segovia cannabis insurance Adolfo Segovia

Florida granted 22 new MMTC licenses on September 11, 2026. Here is what new licensees need next: the $5M bond, workers’ comp, lease insurance and the operating stack.

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cannabis insurance Adolfo Segovia cannabis insurance Adolfo Segovia

Todas las pólizas que necesita un dispensario con licencia en Florida en 2026, desde la fianza MMTC de $5M y la compensación laboral hasta lo que exigen arrendadores y socios.

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cannabis insurance Adolfo Segovia cannabis insurance Adolfo Segovia

Every policy a licensed Florida dispensary needs in 2026, from the $5M MMTC bond and workers’ comp to the coverages your landlord and partners will require.

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cannabis insurance Adolfo Segovia cannabis insurance Adolfo Segovia

Lo que pagan los negocios de cannabis en Florida por su seguro en 2026: rangos por tipo de negocio, qué mueve la prima y el costo de la fianza MMTC de $5M

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cannabis insurance Adolfo Segovia cannabis insurance Adolfo Segovia

What Florida cannabis businesses pay for insurance in 2026: reference ranges by business type, what moves the premium, and the $5M MMTC bond cost.

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cannabis insurance Adolfo Segovia cannabis insurance Adolfo Segovia

Delta-8 loses federal hemp status on November 12, 2026, and THCA flower and hemp delta-9 follow on December 11. If your Florida smoke shop, CBD store or hemp brand sells these products, your products liability coverage may disappear with them. Here's what changes, how it hits your policy, and the steps to take before the deadlines.

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Who can Insure Hard-to-Place Commercial Risks in Florida?

"We can't write that risk." If you've heard those words, this guide is for you. What hard-to-place means, how the surplus lines market works, and who to call when standard carriers say no — from Florida's specialty risk problem-solvers.

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