Professional Liability Insurance: Complete Guide to E&O Coverage for Every Profession

Professional liability insurance—also called errors and omissions (E&O) insurance—is critical protection for service professionals. This comprehensive guide covers everything you need to know: what professional liability insurance protects, who needs it, typical coverage costs by profession, how to select appropriate coverage limits, claims-made vs. occurrence policies, and answers to frequently asked questions. Whether you're a physician, architect, engineer, consultant, or tech professional, learn why professional liability insurance is essential and how to choose the right coverage for your practice.