Construction Insurance for Utility Scale Solar in Latin America
Developing or financing a utility-scale solar project in Latin America? The construction phase is when your exposure is highest. This guide covers the full insurance stack — CAR/EAR, DSU/ALOP, marine cargo, and BESS coverage — and explains why domestic markets in Brazil, Chile, Colombia, Peru, and Argentina often fall short for projects above 100 MW. Written by Adolfo Segovia, specialty commercial broker with international market access including Lloyd's capacity.
Builders Risk Coverage Gaps: What Your South Florida Luxury Development Policy Won't Cover
You have a $450 million mixed-use tower under construction in Brickell. You have a builders risk policy. You feel protected. Then a subcontractor's negligence causes $8 million in damage to the marble cladding that's already been installed. You file a claim. Your carrier denies it. The policy, it turns out, has a "care of materials" exclusion that limits your coverage once materials leave the supplier's warehouse.
This is not a worst-case scenario. It's a Tuesday in the life of a luxury developer who didn't understand what their policy actually excludes.
Workers Compensation Insurance in Florida & New York: Complete Business Guide (2026)
Florida just cut workers' compensation rates for the ninth year in a row — down 6.9% in 2026. But lower rates don't change the legal requirements, and they don't protect a business that's uninsured, underinsured, or misclassifying employees. This guide covers exactly what Florida and New York employers are required to carry, what workers' comp actually pays, what it costs by industry, and the five mistakes that cause audit surprises and inflated premiums — so you're covered correctly before a claim forces the conversation.
General Liability & Workers' Comp Insurance for Contractors in Florida and New York: What You Need to Know in 2025
If you're a contractor in Florida or New York, insurance isn't optional it's the law. Learn minimum GL and workers' comp requirements, what's covered, costs, and how to get bonded fast