Hurricane & Named Storm Yacht Insurance Florida 2026: Deductibles, Haul-Out Plans & Claims

Florida yacht owners face 2-10% named storm deductibles depending on county — on a $1M yacht, that's $20,000 to $100,000 out of pocket per hurricane. This guide breaks down deductibles by county with an interactive calculator, a real-dollar scenario showing what happens when you follow your hurricane plan vs. don't, haul-out timelines, the claims process step-by-step, and strategies to reduce your hurricane exposure 15-30%.